KashNow is an exclusive loan service for UCAP (and Heirs Holdings) employees, offered by UC Plus Advance. It provides you with instant cash on -the go when you need it.

You can access instant loans of up to 40% of your salary. 

You can receive the funds within 2 minutes provided you have been profiled.  

KashNow offers an interest rate of 5%. 

Repayments are convenient – they are automatically deducted from your salary on payday. 

Yes, you need to be profiled to be eligible for a KashNow loan. To get profiled, visit https://kashnow.ng/

Yes, provided your payroll is handled by UCAP HR.

KashNow is currently available only to UCAP and HH employees.

Your outstanding loan amount will be deducted from your salary.

You can apply for a top-up loan on KashNow if your total outstanding loans has not exceeded 40% of your salary.