• KashNow is a consumer credit scheme specifically designed for salary earners to meet an urgent financial need through a secured and reliable platform. It is quick, simple, convenient and easy
  • KashNow works both on mobile and web only.
  • Dial ( *5077#) to apply or click here to apply.
  • The minimum cash loan amount is N10,000 and the maximum cash loan amount is N50,000.
  • Be an employee of any organisations whose salary is being paid through Remita payment platform.
  • Be a federal or state government worker whose salary is being paid through Remita payment platform.
  • No documentation needed.

You can either apply by;

  • Dialling *5077# and follow the instructions.


  • Visit here to apply and follow the instructions.

It is a fast process, once application has been completed via the USSD code or web, your information is reviewed, and your account is funded immediately.

  • Yes. You get an email/text message acknowledging your loan request
  • You can apply IMMEDIATELY after previous loan has been paid.
  • Repayment is automatically deducted from salary at source.
  • No, loan amount approved and confirmed cannot be changed

Yes.  Any time, Any day!

  • Unfortunately, you are only allowed to apply once using either of the platforms. Nevertheless, you can request for another loan as soon as current loan is cleared

No, you don’t require any collateral to access this loan.

  • No, you don’t have to visit the office to apply for the loan. Simply dial the *USSD code (*5570#) and follow the instructions or click here
  • We are hopeful that as a customer, you will try and keep up with your obligations and ensure your loan is paid off as and when due. Kindly refer to our Terms and Conditions here.

It is either of these:

  • You have not been profiled to access KashNow
  • Your salary is not being processed by Remita
  • Your email is not valid
  • Your details are not correct
  • You have an existing loan under processing